Attention homeowners: Real estate appraisal services for in Hampstead and Pender County

Here are the top reasons NC homeowners call on RMB:

To get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
To challenge a NC property tax assessment
Remove PMI to cut a mortgage payment
Reinstate your Home Equity Line of Credit (or HELOC)
To review a different appraiser's report for verification
In the case of a NC divorce, when property needs to be divided
Settle an estate in NC by determining the true market value of property in question

Do you own a house in or near Hampstead? Do you need help determining the price of your real estate?
Contact RMB.

We at RMB understand the individual needs of a customer looking for appraisal services. The appraisal process and reporting formats are familiar to our business clients like banks, lawyers, and CPAs. As our non-traditionalclient, you'll receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report our conclusions.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Professional appraisers, like the ones at RMB, are objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your home will attract many interested buyers. The appraisal is something tangible to show the buyer. It's an independent third party's opinion of your home's value, and not just you saying how much your home is worth. Interested buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to a qualified appraiser's value report than yours.

Appraisals to cancel PMI

A popular way to save money for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is down below 80% of the value of your house, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are experts in helping consumers just like you rid yourselves of unneeded and unwanted PMI insurance.

Challenging a property tax assessment

Lets say you live in an area that is going down -- your local tax assessor may have your home overvalued. This means you are going to pay higher taxes than you should be paying. The earlier you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an expert appraisal from RMB is your chief weapon.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area. Not only can this be difficult and inconvenient from a cash flow angle, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. RMB can provide you with a professional appraisal that will help you reinstate your home equity line of credit.

Field and Desktop Appraisal Review Services

Do you need a seasoned appraiser to double-check your appraisal for verity, or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? An appraiser from RMB can go out and check the subject and comps in a field review. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? RMB can help you with that. While usually requested by banks, you may need to utilize this service if you suspect mortgage fraud related to your house.